Question 1

What is an Ajo/Thrift group?

Accepted Answer

An Ajo (also called Esusu or Thrift) is a traditional rotating savings group where members contribute a fixed amount regularly. Each cycle, one member receives the total contributions as a lump-sum payout.

Question 2

Is Thrifty free to use?

Accepted Answer

Yes! Thrifty is free to use for all managers and participants. Standard Paystack transaction fees apply when using automatic payments.

Question 3

How do automatic payments work?

Accepted Answer

When a group uses automatic mode, Paystack payment links are generated for each cycle. Members receive an email and in-app notification with a "Pay Now" link. Payments are confirmed instantly.

Question 4

Is my money safe?

Accepted Answer

Thrifty is a management tool — we don't hold your funds. For automatic payments, we use Paystack, a trusted PCI-compliant payment processor.

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