Create savings groups, automate contributions, track payments, and manage payouts — all from one dashboard.
Members can sign up directly. Group managers are vetted — apply first and our team will reach out.
Features
From group creation to payout tracking — Thrifty handles the heavy lifting so you can focus on saving.
Set up your Ajo group in minutes. Define contribution amounts, frequency, member limits, and let cycles auto-generate.
See who has paid, who is late, and who missed — all in real time. Manual or automatic payment tracking via Paystack.
Enable automatic contributions and payment links are generated each cycle. Members pay online — you track it all.
Members build a credibility score based on payment history. Reward on-time payers and flag defaulters easily.
Use built-in message templates to nudge members before due dates. Track all communications in one place.
Each cycle has a designated recipient. Track collection progress and process payouts with full transparency.
How It Works
Group managers are vetted before going live. Tell us about your savings groups and we'll set up your manager account.
Set a name, contribution amount, frequency, and number of members. Choose manual or automatic payments.
Members pay via Paystack or manual transfer each cycle, and one member receives the pool each round — automatically.
Ajo has worked for generations. Thrifty just makes it digital — transparent, trackable, and effortless for everyone involved.
Apply to manage a groupAlready have a manager account? Sign in.
Testimonials
“Thrifty made managing my 12-person Ajo so much easier. I used to track everything in a notebook — now it's all digital.”
“I love that I can see my contribution history and know exactly when my payout is coming. Very transparent.”
“The automatic payment links save me so much time. Members just click and pay — no more chasing people.”
FAQ
Join thousands of Nigerians who are making traditional savings smarter, safer, and more transparent.
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